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© 2021 Connect Financial, Inc.
All Rights Reserved.
Used with Permission.

Powered by GetLoci
0.3.2865.21ab1c9
Tue Jan 19 20:20:33 2021

Connect Financial, Inc. (the “Company”), is the organizing principal of the Loci Project Factory, a mutual system formed by and existing solely within a covenant dated August 11, 2020 between the Company, its founding shareholders, and the Foundation, Rivers Connect Foundation, organized by the Company and its founders to join their mission to house and feed everyone, everywhere ("Owner/Guarantor"). The Foundation is the Owner of Factory Projects, and guarantor of Project Notes. Each Project Note, including the Loci Cash, Loci Bell, and each Liberty Bell Note, is a non-recourse project indebtedness of the Company. The Company is Project Borrower for the Factory and Share issuer, not a securities dealer, broker, or advisor. The Company is Borrower for each Project Note guaranteed by the Foundation. Factory Lenders hold indebtedness of the Company as a particular mortgage instrument: Loci Cash, Loci Bell, and Liberty Bell instruments. The Company distributes mortgage-instruments and Company Shares directly to independently registered Lenders, or compensates a person for an introduction, typically compensating an introducing broker, lender, or advisor. Both Lenders operating independently, and Lenders working with an advisor, are direct counterparties of the Company, and none other ("Lender" or "You"). By using GetLoci (the “Site”), Lender accepts the GetLoci Use Agreement and Privacy Policy. Lender and each successor Holder are registered principals of the Project Factory, and a registered direct Lender of the Company. Lenders self-originate and hold Loci Cash instrument principal to avoid costs, gain access to original Factory Projects, and to acquire a direct Factory stake. Instructions to mint, burn or transfer Loci Cash instruments are collected solely from a Lender using GetLoci, and executed at their absolute discretion in strict conformance with the Use Agreement. Loci Cash Agencies are organized in four regional domains to served Factory Lenders, with the United States, Europe, and cryptocurrency holders representing the Factory Core (Core, Central, East, and West). Factory towns organize where Factory Projects get built, impacting local merchants, local producers, project residents, and participating local Project Lenders. Factory Lenders are served locally by Loci Cash Agencies, collecting currency when Lenders self-originate Loci Cash instrument principal, and delivering Currency to a Lender when the redeem Loci Cash principal by presenting it for an originating Currency. Each direct Lender resides in a particular Factory domain, and Loci Market region, either inside the United States, or outside the United States. GetLoci ubiquitously powers expert teams and stakeholders. Generally available information found on the site does not constitute or form any part of, and should not be construed as, any offer for the sale or subscription of, or any invitation to offer to buy or subscribe for any securities or mortgage-instrument of the Company, nor should any generally accessible part of the Site form the basis of, or be relied on in connection with, any contract, or commitment whatsoever. Share subscription is made by private placement memorandum made available on this Site to eligible direct Lenders. Any Offering will be subject to restrictions set forth in more detail in the relevant private placement memorandum. Similar to Company Shares, Project Notes guaranteed by the Foundation, and made by the Company, are available to direct Lenders with a Trustee and Services Agreement functioning similar to an indenture for the benefit of a Project Note community. Lenders should consult their financial and tax advisors before making a financial decision like originating Loci Cash instruments for Factory use.